If anyone is thinking about whether or not they can afford a specific house payment...
Just do a little home work.
If you don't have a budget, then figure out how much money you spend and start adding it up. It's best if you have at least 1 years worth of information to go off of.
Step 2: Subtract your expenses from your income and see what's left.
Step 3: Check your numbers and ask yourself a few questions.
How much does that leave for a mortgage?
Did you leave any room for saving money for a rainy day and unexpected bills?